It's important to know that when you submit a loan application, our loan decision process may involve both soft and hard credit checks. A soft credit check typically doesn't affect your credit score, but a hard credit check could potentially cause a temporary decrease.

However, we make every effort to minimize the impact on your credit score, and our team is dedicated to assisting you in making well-informed financial decisions.

Taking out a SAPI Merchant Advance may affect your credit score, and any decision to take out a product from us shall be solely at your own risk.

If you have additional questions or concerns about our loan application process, feel free to reach out to us before completing the application. We're here to help.