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MCA Application Process
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Written by Farzana Miah
Updated over 2 weeks ago

At SAPI, we’ve made the Merchant Cash Advance (MCA) application process as seamless as possible. Once you confirm your eligibility, applying is quick and straightforward. Simply follow these steps:

  1. Submit Your Application

    Complete the online application form with your business details. This step only takes a few minutes.

    • Eligibility Check – We’ll verify if you meet the basic requirements.

    • Applicant Verification – Confirm your identity and verify your phone number.

    • Business Information – Provide details about your company and its operations.

    • Bank Account Verification – Confirm your business bank account for secure fund transfers.

  2. Assessment & Credit Check

    We carefully review your application and conduct a credit check to evaluate your business’s eligibility.

  3. Approval & Offer

    If approved, you’ll receive a customised funding offer tailored to your business needs. Our team will guide you through the terms and repayment structure to ensure full transparency.

  4. Funding Disbursement

    Once you accept the offer, funds will be quickly disbursed to your business account, allowing you to focus on growing your business without delays.


How to Fill Out Your MCA Application

Follow these easy steps to complete your application:

  1. Start Your Application

    From the Merchant Journey dashboard, click the "Get Started" button to begin.

  2. Eligibility Check

    • Fill in the required fields, including:

      • Country of Incorporation

      • Registered Company Name

      • Existing Merchant Cash Advance (if applicable)

      • Type of Business

      • Business Email

      • Business Website (optional)

    • Double-check all details, then click the "Check Eligibility" button.

  3. Application Verification

    • Select the eligible company applicant from the dropdown menu.

    • Confirm your identity and verify your phone number by providing:

      • Applicant Name

      • Date of Birth (DOB)

      • Correspondence Address

    • Review all details before clicking the "Submit" button.

  4. Business Information

    • Provide details about your company, including:

      • Registered office address

      • Requested funding amount

    • Once completed, click the "Submit" button.

  5. Bank Account Verification

    • Verify your business bank account for secure and smooth transactions. Choose one of the following methods:

      • Instant verification – Connect your account securely.

      • Manual verification – Upload your bank statements.

    • Review and confirm before proceeding.

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