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Our Technology
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Written by Tahia Miah
Updated over 2 weeks ago

Connecting the credit and payment worlds with our cutting-edge technology. As a technology-first company, we take pride in building best-in-class API infrastructure.


Easy, modern API integration

SAPI enables our partners to securely manage and automate the entire payment life cycle, all through a single integration. Generating offers, disbursing funds, and collecting repayments are fully automated and seamless.

Our API is based on REST, ensuring compatibility and robust security.

Our extensive developer centre contains detailed developer guides and API reference documents and is supported by our dedicated support team.

  • Easy to get started

    Integrate and authenticate once to access our complete loan program Tech Stack.

  • Integrate with any system

    Our REST API seamlessly integrates with any system or application.

  • Support for developers

    Built for businesses, by developers and for developers, with an extensive Developer Centre and dedicated support.


Secure infrastructure

Our platform is built to meet the highest security standards throughout the entire ecosystem including all external parties – protected by best-in-class tools and third-party providers.

Our infrastructure is designed to ensure the highest level of data and system confidentiality, integrity, and availability.

We consistently test and regularly undertake audits of all systems and personnel to ensure strong and resilient processes and services.

  • Industry compliance

    Our tech adheres to a number of industry compliance standards to make sure sensitive financial data is safe from cybercriminals and hackers. Our security infrastructure also complies with a number of UK and EU-wide regulations.

  • Regularly audited and bulletproof our system

    We are regularly audited by, and partner with, industry-leading global cybersecurity providers to create robust security controls and protect our systems around the clock.

  • Customisable additional security measures

    Our system is flexible in adding and tailoring extra security measures custom-made to our partners, their requirements and other third-party requirements such as regulators and auditors.


Business-friendly user interface

Our business-friendly portal offers an online gateway for partners, borrowers and investors to access information in real-time.

All these functions come wrapped in intuitive, easy-to-use dashboards.

Whether you are using our services directly or via a platform partner, we’ve got the best user interface for you.

  • Manage everything in one place

    Manage multiple advances, accounts and other data all in one dashboard using our secure and intuitive portal.

  • Access with confidence

    Have confidence in managing your loans with a secure permissions model that can be tailored to your business needs.

  • Helpful Customer Support

    Our Customer Support team is ready to assist you with any issues or questions.


Partner with SAPI

Strengthen your payments ecosystem by supporting your business clients with SAPI’s credit products. Together, we can drive growth and success.


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