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Repayment Relief
SAPI will initiate a debit from your SAPI-linked bank account for all repayment dues. But it depends on the situation. To learn more, please see the information below.
What happens if my loan matures but I still have an outstanding loan balance?
Should you find yourself with an outstanding loan balance beyond the maturity date specified in your loan agreement, please be aware that SAPI will proceed to debit the remaining amount from your SAPI-linked bank account. We hope this in...
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Can I change the repayment rate?
Regrettably, the percentage of daily sales allocated for loan repayment remains unchanged until the entire loan amount is settled. This strategy is purposefully designed to aid your business in adhering to a consistent and punctual repay...
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If I have a minimum payment due, what happens if I make a payment on the same day?
If you happen to make a payment on the same day that your minimum payment is debited, rest assured that the debited funds will be used to cover the overdue balance, while the payment you initiated will be applied towards the remaining lo...
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What happens if my sales don’t cover my minimum payment?
In the event that this situation arises, there's no need for concern. SAPI will take care of it by automatically initiating a debit for the remaining minimum payment from your SAPI-linked bank account. Remember, if you ever have any ques...
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What happens if I just make my minimum payment?
Opting for the minimum payment may extend your loan repayment timeline. It's important to note that the outstanding balance will become payable on the loan maturity date, representing the point at which your loan is required to be settle...
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