How can we help?
Search
Your Credit Rating and SAPI Loans
Receive a loan offer through SAPI and wonder if applying could affect your credit rating? Review the questions below.
Does a SAPI loan help me build my credit score?
Using a SAPI loan to enhance your credit score can indeed be advantageous. It's crucial, though, to be aware that there's a potential for a detrimental effect if repayments aren't made punctually. Nonetheless, we strongly advocate for re...
- Updated
Does a default affect my Personal Credit File?
When the borrower is a limited company, it's reassuring to know that any loan default won't have any bearing on your Personal Credit file. However, it's prudent to be aware that involving legal measures such as obtaining a court judgemen...
- Updated
I have a loan with SAPI. Will you provide a letter of reference?
Regrettably, we find ourselves unable to furnish credit references at the present moment. We genuinely empathise with any inconvenience this might bring about, and we extend our heartfelt apologies for any feelings of frustration or disa...
- Updated
Does my credit score impact my eligibility?
In our commitment to responsible lending, we do carry out credit and identity checks as an integral part of our application procedure. We acknowledge that credit scores can exhibit fluctuations and evolve over time. However, it's importa...
- Updated
<%= heading %>