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Loans Eligibility FAQs
For eligible borrowers, SAPI Loans offers exclusive access to business loans to grow your business. You can check your business’s eligibility by going to the Loans tab of your online SAPI Dashboard and by keeping an eye on your email inbox. Check your business’s eligibility for SAPI Loans through commonly asked questions below.
How is eligibility determined?
We understand that getting a loan for your business can be a complex process, so we’re here to help explain how we determine eligibility for SAPI Loans. We evaluate your business as a whole, considering multiple factors to ensure that yo...

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How do I check if I am eligible?
If you don't currently see an offer in your SAPI Dashboard, it means that your business is not currently eligible to apply for a loan. However, please keep in mind that we review all accounts for eligibility on a daily basis. Eligibility...

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Why is my business not eligible for a loan right now?
In order to apply for a SAPI Loan, your business needs to meet our eligibility criteria. These criteria are in place to ensure that we lend responsibly and help you to make the most of your loan. To find out what the eligibility criteria...

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Looking for another loan offer?
At SAPI, we understand that you may be interested in receiving another loan offer, and we're here to provide some helpful information on how this process works. Please note that all SAPI accounts, including those with an active loan, are...

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Will I be eligible for a new loan if I pay off my current loan early?
Making an extra payment or paying off your loan early will not increase your chances of being eligible for another loan offer through SAPI. Eligibility for another offer is not guaranteed, regardless of whether you prepay your current lo...

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What happens now?
Your account is reviewed for eligibility on a daily basis. To improve your chances of becoming eligible for an offer, keep processing with SAPI and take into consideration the eligibility criteria as you process. If you're eligible to ap...

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