Applying for a loan with SAPI is a quick and easy process. Your business account is reviewed for eligibility on a daily basis. If your business meets our eligibility criteria, you will receive a pre-assessed loan amount and be given the option to proceed with the loan application.

Read more about eligibility here.

Loan application process

All you need to do is provide a few personal and business details, which usually takes around 10 minutes. If something comes up while you're filling out the application, don't worry. Your progress is automatically saved so you can come back later to pick up where you left off.

Once the application is complete, you will be asked to provide supporting documents. You can find out more about the supporting documentation here.

Apply when your business has not been pre-assessed

If your business has not been pre-assessed, you can still apply to be assessed manually. Simply tell us how much you want to borrow and we’ll check if you’re eligible in as little as 30 seconds. Should you be eligible, you will go through the same application process as above.

Approved application

If your application is approved, you’ll receive a no-obligation, personalised loan offer in as little as one hour. Once you accept, we’ll run some final checks to process your loan and deposit the money straight into your account.

We understand that you may have questions or need some help along the way. If that's the case, please don't hesitate to send us a message. We're always here to help you with your loan application process.