In the event of a loan default, the Total Amount Payable becomes due immediately upon demand, which includes the outstanding principal and loan fee. Please note that SAPI loans are non-interest bearing, which means that you do not have to worry about falling into a debt spiral.

However, we understand that financial difficulties can arise, and we are committed to working with you to find a solution that helps you get back on track. In some cases, we may charge collection fees, which will be assessed on a case-by-case basis.

Our goal is to provide you with the support you need to successfully manage your loan obligations and maintain a positive financial standing. If you have any questions or concerns regarding your loan, please do not hesitate to contact us.