Please note that when you submit a loan application, it is common for both soft and hard credit checks to be conducted as a part of our loan decision process. While a soft credit check may not impact your credit score, a hard credit check can potentially cause a temporary decrease in your credit score. However, we strive to minimize the impact on your credit score and our team is committed to helping you make informed financial decisions. If you have any further questions or concerns about our loan application process, please do not hesitate to reach out to us.