Pay Off Your Balance with Ease
You have the flexibility to repay your Merchant Cash Advance (MCA) at any time. Any additional payments you make will directly reduce your outstanding balance, allowing you to settle your MCA earlier if desired.
Your repayments begin on the Repayment Start Date outlined in your MCA agreement, with a fixed percentage of your daily sales automatically allocated towards your outstanding balance until the full amount is settled.
Early Payment Benefits
We encourage early repayments, and you can make additional payments at any time.
✔ No Additional Fees – Settle your MCA early, either partially or in full, without incurring extra charges.
✔ Flexibility – Make early payments at any time within the agreed repayment period.
✔ Faster Completion – Reduce your balance and potentially finish repayments ahead of schedule.
Steps to Pay Your Loan
Please contact our team to request a payment link.
Get in Touch – Reach out to our support team to request a payment link.
Receive Your Payment Link – We will send you a secure link to process your repayment.
Choose Your Payment Amount – You can make a partial payment or settle your full outstanding balance.
Confirm and Complete – Follow the instructions in the payment link to finalise your payment.
Once your payment is processed, your balance will be updated accordingly.
And that’s it! No additional fees are ever charged for early payments.
Important Notes
Fixed Repayment Rate – Extra payments will not change your daily repayment percentage, which remains the same until your MCA is fully settled.
Non-Refundable Fixed Fee – The fixed fee agreed upon in your contract is non-refundable, even if you repay early.
Our Commitment to You
At SAPI, we prioritise flexibility and transparency in our financing solutions. Whether you're making regular repayments or settling early, we are here to support you.
If you’re ready to make an early repayment, contact our team today—we’ll send you a payment link so you can pay off your balance smoothly and with confidence.